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Welcome to Susan and Scott Joyner's Kelseyville, Lake County and Lakeport Real Estate Website

Welcome! Here You Can Find Great Information on Kelseyville, Lake County and Lakeport, California Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Kelseyville, Lake County and Lakeport real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Kelseyville, Lake County and Lakeport real estate agents, we have the experience and track record you are looking for. Please let us help.

- Scott & Susan Joyner

School Reports in Kelseyville, Lake County and Lakeport, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Kelseyville, Lake County and Lakeport

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Susan and Scott Joyner, REALTOR®, real estate agent and broker for Kelseyville, Lake County and Lakeport, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan and Scott Joyner
Lake County Homes
9739 Soda Bay Road, Suite C
Kelseyville, CA 95451
707-350-1468
Fax: 707-277-0920
SusanJoyner@NUMBER1EXPERT.com

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